Lending infrastructure for Africa

Run your entire loan book from one workspace.

Replace your spreadsheets, bank apps and WhatsApp threads. Issue loans, collect repayments and stay compliant — all in real time.

Onboard borrowers in 90 seconds — instant BVN + NIN checks, bank-account verification and Dojah-grade KYC, all built in.

Get paid before you sleep — cards, transfers and USSD via Flutterwave land in your wallet the same day, fully reconciled.

Loan agreements that hold up in court — e-signed PDFs auto-generated on disbursement, stored forever, downloadable any time.

Built for compliance from day one — money lender's license review, audit log, CBN-aligned data handling. Sleep at night.

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Try the demo demo@kalucapital.ng demo1234

256-bit SSL CBN-aligned BVN verified